The Compliance Programs Guide for Banks Crossing $500M and $1B in AUM

A Regulatory Roadmap and Best Practices for Efficient Banking Compliance

Assets Under Management (AUM) plays a pivotal role in financial regulation, especially within the banking and financial services sectors. Regulatory thresholds linked to AUM dictate the specific compliance requirements that banks must adhere to as they scale.

Navigating FDICIA regulatory requirements is paramount for growing financial institutions. Crossing $500 million and $1 billion in AUM triggers specific requirements, including robust audits, detailed reporting, and formal Enterprise Risk Management (ERM) frameworks. These requirements are essential for ensuring financial integrity, transparency, and compliance with ever-evolving regulatory standards.

This Compliance Programs Guide is designed to assist banks and credit unions in meeting these regulatory requirements and developing an efficient compliance program when crossing the asset thresholds of $500 million and $1 billion in assets under management (AUM). Leverage this roadmap to adopt key compliance program best practices to ensure regulatory compliance and peak operational efficiency.